Disclaimers

Investment and Trading Disclaimer

All information provided through our platform is for educational and informational purposes only. Users should:

• Conduct their own research and due diligence before making any investment decisions
• Consult with qualified financial advisors for personalized investment advice
• Understand that past performance does not guarantee future results
• Be aware that all investments carry risk of loss

No Financial Advice

Trading Journal and its team do not provide:

• Investment recommendations or advice
• Buy or sell signals for any financial instruments
• Personalized financial planning services
• Tax or legal advice
• Licensed financial advisory services

Our platform provides educational tools to help users analyze their own trading data and develop their analytical skills. All trading and investment decisions remain solely the responsibility of the user.

Risk Disclosure

Users should be aware that:

• All trading involves risk of financial loss
• Past performance is not indicative of future results
• Leverage can amplify both profits and losses
• Market conditions can change rapidly
• You should only trade with money you can afford to lose

Data Accuracy and Reliability

While we strive to provide accurate tools and information:

• Market data may be delayed or contain errors
• Users are responsible for verifying data accuracy
• We do not guarantee the accuracy of third-party data sources
• Technical issues may occasionally affect platform performance
• Users should maintain backup records of their trading data

Educational Content

Our educational resources and tools are designed to:

• Help users understand portfolio management concepts
• Provide tools for analyzing trading performance
• Teach risk management principles
• Demonstrate various analytical techniques

However, completion of our educational materials does not guarantee trading success or profitability. Market conditions and individual circumstances vary greatly.

Regulatory Compliance

Trading Journal operates as an educational technology platform in Malaysia. We:

• Do not hold or manage client funds
• Do not execute trades on behalf of users
• Are not licensed as a financial advisor or broker
• Comply with applicable Malaysian regulations for educational services

Users are responsible for ensuring their trading activities comply with local regulations in their jurisdiction.

Platform Usage

By using Trading Journal, users acknowledge that:

• The platform is provided "as is" without warranties
• Users are responsible for their own trading decisions
• We are not liable for trading losses or missed opportunities
• Service availability may occasionally be interrupted
• Features and functionality may change over time

Limitation of Liability

Trading Journal, its employees, and affiliates shall not be liable for:

• Any trading losses or financial damages
• Missed trading opportunities
• Data loss or technical issues
• Indirect, consequential, or punitive damages
• Any damages exceeding the fees paid for our services

Jurisdiction and Governing Law

These disclaimers and our services are governed by Malaysian law. Any disputes shall be resolved in the courts of Malaysia.

Updates to Disclaimers

We may update these disclaimers from time to time. Continued use of our platform constitutes acceptance of any changes. Users are encouraged to review this page periodically.